*,
*::before,
*::after { box-sizing: border-box; }

:root{
  --bg:#f4f7fb;
  --panel:#ffffff;
  --panel-soft:#eef4ff;
  --line:#d8e3f2;
  --text:#172334;
  --muted:#5d6d82;
  --sub:#7a8ba3;
  --primary:#1565d8;
  --primary-2:#3ba9ff;
  --accent:#19b27d;
  --accent-soft:#e8fbf3;
  --shadow:0 20px 50px rgba(20,43,74,.10);
  --radius:22px;
  --radius-sm:14px;
  --max:1200px;
}

html{ scroll-behavior:smooth; }
body{
  margin:0;
  font-family:Arial,"Apple SD Gothic Neo","Noto Sans KR",sans-serif;
  background:
    radial-gradient(circle at top left, rgba(21,101,216,.08), transparent 30%),
    linear-gradient(180deg, #f7faff 0%, #f2f6fb 100%);
  color:var(--text);
  line-height:1.7;
  word-break:keep-all;
}
a{ color:inherit; text-decoration:none; }
img{ display:block; max-width:100%; }
.container{ width:min(var(--max), calc(100% - 40px)); margin:0 auto; }

.site-header{
  position:sticky; top:0; z-index:999;
  background:rgba(255,255,255,.86);
  backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(21,101,216,.08);
}
.header-inner{
  min-height:78px; display:flex; align-items:center; justify-content:space-between; gap:18px;
}
.brand-wrap{ display:flex; flex-direction:column; gap:4px; }
.brand{
  font-size:24px; font-weight:900; color:#123056; letter-spacing:-.6px;
}
.brand-sub{ font-size:12px; color:var(--sub); }
.main-nav{ display:flex; gap:20px; flex-wrap:wrap; }
.main-nav a{ font-size:14px; font-weight:800; color:#30445e; }
.main-nav a:hover{ color:var(--primary); }

.call-btn,
.btn-primary,
.btn-outline,
.cta-band a,
.footer-call a,
.link-btn{
  display:inline-flex; align-items:center; justify-content:center;
  border-radius:999px;
  font-weight:900;
}
.call-btn{
  min-width:176px; height:48px; padding:0 20px;
  background:linear-gradient(135deg, var(--primary), var(--primary-2));
  color:#fff; box-shadow:0 12px 28px rgba(21,101,216,.18);
  font-size:14px;
}

.hero{
  padding:34px 0 22px;
}
.hero-wrap{
  display:grid; grid-template-columns:1.15fr .85fr; gap:24px;
}
.hero-main{
  background:linear-gradient(135deg, #ffffff 0%, #eff6ff 100%);
  border:1px solid rgba(21,101,216,.10);
  border-radius:34px;
  box-shadow:var(--shadow);
  padding:44px;
  position:relative;
  overflow:hidden;
}
.hero-main::after{
  content:"";
  position:absolute; inset:auto -60px -60px auto;
  width:220px; height:220px; border-radius:50%;
  background:radial-gradient(circle, rgba(59,169,255,.18), transparent 70%);
}
.badge,
.label-badge,
.post-kicker{
  display:inline-flex; align-items:center; min-height:34px;
  padding:0 14px; border-radius:999px; font-size:12px; font-weight:900;
}
.badge{
  color:var(--primary);
  background:#eaf3ff;
  border:1px solid rgba(21,101,216,.10);
  margin-bottom:18px;
}
.hero-main h1{
  margin:0 0 16px;
  font-size:54px; line-height:1.08; letter-spacing:-1.6px;
  color:#11263e;
}
.lead{
  margin:0; font-size:17px; color:var(--muted);
}
.hero-actions{ display:flex; gap:12px; flex-wrap:wrap; margin-top:28px; }
.btn-primary{
  min-width:180px; height:54px; padding:0 22px;
  background:linear-gradient(135deg, var(--primary), var(--primary-2));
  color:#fff;
  box-shadow:0 14px 34px rgba(21,101,216,.18);
}
.btn-outline{
  min-width:180px; height:54px; padding:0 22px;
  border:1px solid var(--line); background:#fff; color:#264467;
}
.tag-cloud,.region-tags,.tag-row{
  display:flex; gap:10px; flex-wrap:wrap; margin-top:22px;
}
.tag-cloud span,.region-tags span,.tag-row span{
  display:inline-flex; align-items:center; min-height:40px; padding:0 14px;
  border-radius:999px; background:#fff; border:1px solid var(--line);
  color:#35506f; font-size:13px; font-weight:800;
}
.hero-side{
  display:flex; flex-direction:column; gap:18px;
}
.quick-card,.guide-card,.section-card,.post-card,.tip-card,.faq-card,.article-shell,.sidebar-box,.cta-band{
  background:var(--panel);
  border:1px solid var(--line);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
}
.quick-card{
  padding:28px;
  background:linear-gradient(180deg, #ffffff 0%, #f4f9ff 100%);
}
.quick-card h2{ margin:0 0 14px; font-size:30px; line-height:1.25; }
.quick-list{
  margin:0; padding-left:20px; color:var(--muted);
}
.quick-list li + li{ margin-top:8px; }
.phone-big{
  display:flex; align-items:center; justify-content:center;
  min-height:62px; margin-top:18px; border-radius:18px;
  background:#123f7d; color:#fff; font-weight:900; font-size:24px;
}
.panel-note{ margin:12px 0 0; color:var(--sub); font-size:13px; }

.page-main{ padding:8px 0 84px; }
.section{ margin-top:30px; }
.section-head{ margin-bottom:18px; }
.section-head h2{
  margin:0 0 10px; font-size:34px; line-height:1.25; letter-spacing:-.6px;
}
.section-head p{ margin:0; color:var(--muted); font-size:15px; }
.label-badge{
  margin-bottom:12px;
  color:var(--accent); background:var(--accent-soft); border:1px solid rgba(25,178,125,.15);
}
.info-grid,.mini-grid,.posts-grid{
  display:grid; gap:18px;
}
.info-grid{ grid-template-columns:repeat(3,minmax(0,1fr)); }
.mini-grid{ grid-template-columns:repeat(4,minmax(0,1fr)); }
.posts-grid{ grid-template-columns:repeat(3,minmax(0,1fr)); }
.section-card,.post-card,.tip-card{ padding:26px; }
.section-card strong,.tip-card strong,.post-card h3{
  display:block; margin-bottom:10px; font-size:20px; line-height:1.35;
}
.section-card p,.tip-card p,.post-card p{ margin:0; color:var(--muted); font-size:15px; }
.post-kicker{
  margin-bottom:12px;
  color:#0d5bd1; background:#eef5ff; border:1px solid rgba(13,91,209,.10);
}
.link-btn{
  min-width:132px; height:42px; margin-top:14px; padding:0 16px;
  background:#143866; color:#fff; border-radius:12px; font-size:13px;
}

.highlight-strip{
  display:grid; grid-template-columns:1.2fr .8fr; gap:20px;
}
.guide-card{ padding:28px; }
.guide-card h3{ margin:0 0 10px; font-size:28px; }
.guide-card p{ margin:0; color:var(--muted); }
.check-points{ margin:18px 0 0; display:grid; gap:12px; }
.check-points div{
  padding:14px 16px; border-radius:16px; background:var(--panel-soft); border:1px solid #dce8fb;
  color:#2f4661; font-weight:700;
}

.article-hero{
  padding:34px;
  background:linear-gradient(135deg, #ffffff 0%, #eef5ff 100%);
}
.article-hero h1{ margin:0 0 16px; font-size:42px; line-height:1.18; letter-spacing:-1px; }
.article-grid{
  display:grid; grid-template-columns:minmax(0, 1fr) 320px; gap:24px; align-items:start;
}
.article-main,.sidebar-box{ padding:28px; }
.block + .block{ margin-top:30px; }
.info-stack{ display:flex; flex-direction:column; gap:14px; }
.info-line{
  display:grid; grid-template-columns:140px 1fr; gap:18px; padding:18px 0;
  border-bottom:1px solid var(--line);
}
.info-line:last-child{ border-bottom:0; padding-bottom:0; }
.info-line strong{ font-size:15px; color:#1a3150; }
.bullet-list{ margin:0; padding-left:20px; color:var(--muted); }
.bullet-list li + li{ margin-top:8px; }

.sidebar-box{
  position:sticky; top:98px;
  display:flex; flex-direction:column; gap:14px;
}
.sidebar-box h3{ margin:0 0 4px; font-size:22px; }
.sidebar-links{ display:grid; gap:10px; }
.sidebar-links a{
  display:block; padding:14px 16px; border-radius:14px;
  background:#f6f9fe; border:1px solid var(--line); color:#35506f; font-weight:700;
}
.side-call{
  display:flex; align-items:center; justify-content:center;
  min-height:52px; border-radius:14px;
  background:linear-gradient(135deg, var(--primary), var(--primary-2));
  color:#fff; font-weight:900;
}

.faq-card{ padding:28px; margin-top:28px; }
.faq-card h2,.section-card h2,.article-main h2,.cta-band h2,.sidebar-box h3,.guide-card h3{
  color:#15273e;
}
.faq-list{ display:grid; gap:18px; }
.faq-item{
  padding-top:18px; border-top:1px dashed #c8d7ea;
}
.faq-item:first-child{ padding-top:0; border-top:0; }
.faq-item h3{ margin:0 0 8px; font-size:21px; line-height:1.35; }
.faq-item p{ margin:0; color:var(--muted); }

.cta-band{
  margin-top:28px; padding:28px;
  display:flex; align-items:center; justify-content:space-between; gap:20px;
  border-left:7px solid var(--accent);
  background:linear-gradient(135deg, #ffffff 0%, #eefaf6 100%);
}
.cta-band h2{ margin:0 0 6px; font-size:30px; }
.cta-band p{ margin:0; color:var(--muted); }
.cta-band a{
  min-width:280px; min-height:58px; padding:0 24px;
  background:#0f8f67; color:#fff;
}

.footer{
  margin-top:44px; background:#0f2340; color:#dce9fb;
}
.footer-inner{
  padding:34px 0 40px;
  display:grid; grid-template-columns:1.1fr 1fr .9fr; gap:24px;
}
.footer strong{ display:block; margin-bottom:10px; color:#fff; font-size:20px; }
.footer p{ margin:0; color:#bfd0e5; }
.footer-menu{ display:grid; gap:10px; }
.footer-menu a{ color:#dce9fb; }
.footer-call a{
  min-width:100%; min-height:52px; background:#fff; color:#12345a; font-size:18px;
}

@media (max-width: 1080px){
  .hero-wrap,.highlight-strip,.article-grid,.footer-inner{ grid-template-columns:1fr; }
  .info-grid,.mini-grid,.posts-grid{ grid-template-columns:repeat(2,minmax(0,1fr)); }
  .sidebar-box{ position:static; }
}
@media (max-width: 780px){
  .header-inner{ min-height:72px; flex-wrap:wrap; padding:12px 0; }
  .main-nav{ order:3; width:100%; gap:14px; }
  .hero-main{ padding:30px; }
  .hero-main h1{ font-size:38px; }
  .section-head h2{ font-size:28px; }
  .article-hero h1{ font-size:34px; }
  .info-grid,.mini-grid,.posts-grid{ grid-template-columns:1fr; }
  .info-line{ grid-template-columns:1fr; gap:8px; }
  .cta-band{ flex-direction:column; align-items:flex-start; }
  .cta-band a{ min-width:100%; }
}